Disclaimer | Luminor

Risk Warning

Trading in financial instruments via Luminor Trade Platform (hereinafter – the Platform) or using other services through the Platform may result in losses as well as profits.

Leveraged financial instrument transactions, such as but not limited to, foreign exchange transactions or derivatives, can be very speculative and losses and profits may fluctuate both violently and rapidly.

The clients must make decisions regarding financial instrument transactions and other services in the Platform at their own discretion and risk. Luminor Bank AB (hereinafter – the Bank) and its affiliates does not provide to the clients any investment recommendations regarding financial instrument transactions or other services in the Platform in any form unless expressly stated otherwise.

The Bank submits a warning to the client if particular type of financial instruments or services is not appropriate to the client with regard to the information about client’s knowledge and experience in investment provided by the client to the Bank.

Prior to concluding any financial instrument transaction or using other services in the Platform, the client should read Description of financial instruments and related risks, carefully consider personal financial situation and consult financial advisor(s) in order to understand the risks involved and ensure the suitability of relevant transaction or other actions.

Internet Trading Risks

There are risks associated with utilizing an Internet-based trading system including, but not limited to, the failure of hardware, software, and Internet connection. The Bank does not control signal power, its reception or routing via Internet, configuration of client’s equipment or reliability of its connection, therefore the Bank shall not be responsible for communication failures, distortions or delays. 

Information provided in Publications

The Bank shall not be responsible for any loss arising from any client’s actions based on any trade idea, forecast or other information (hereinafter – the Publication) contained in the Platform. The contents of any Publication should not be construed as an express or implied promise, guarantee or implication by the Bank or its affiliates that clients will profit from certain strategies in the Platform or that losses in connection therewith can or will be limited.

No particular recipient’s investment objectives, financial situation or other individual needs are considered while providing the Publications. Therefore all Publications are, unless otherwise specifically stated, intended for informational purposes only and should not be construed as an advice of any kind, recommendation or other type of encouragement to invest or perform other actions.

Trades in accordance with the Publications, especially leveraged investments can be very speculative and may result in losses as well as profits, in particular if the conditions mentioned in the Publication do not occur as anticipated.

Any mentioning in a Publication of the risks pertaining to a particular financial instrument or service should not be construed as a full description of all risks pertaining to such financial instrument or service.

The Bank utilises independent financial information providers and Publications may be based on or contain financial information from such providers. The Bank accepts no responsibility for the accuracy or completeness of, and undertakes no obligation to update any information contained in such Publications.

The Bank does not assume any losses arising from the use of financial information provided in the Platform by independent financial information providers.

The information provided in the Publications is only intended for use by recipients located in countries where such use does not constitute a violation of applicable legislation.

Market conduct rules

Global financial regulatory bodies are increasingly focused on market conduct rules across the financial markets and products. Consequently new financial regulation comes into force on an ongoing basis, and most recently through the introduction of Market Abuse Regulation.

Regulation of the financial markets and market conduct rules are aimed at ensuring trust and integrity and thus promoting integrated, efficient and transparent markets. Specific rules set forth unacceptable market conduct by prohibiting the abuse of insider information and various forms of market manipulation. The exchanges/trading venues may have specific rules about market disruption and you can find them on relevant exchange/trading venue website. One example of such rules is that some exchanges have specific limits for the size of positions in various derivatives.

Market conduct rules and regulation applies to all individuals and all legal entities. Therefore all market participants are obliged to familiarise themselves with the relevant rules and regulations. It should be noted that the responsibility of complying with the specific rules lies solely with the individual market participant, i.e. you.

Trading activity is being monitored and any suspicious activity will be investigated by the relevant markets and authorities.

The following is a non-exhaustive list of examples of conduct that violate market conduct rules:

For further information regarding market regulations and practices for various exchanges visit relant exchange's or market regulator website.